Find a Premier account that works for you

Open a Premier account online today for access to dedicated support, financial planning, and a range of benefits that could make your life that bit easier.

You must be 18+ and a UK resident to get these accounts. Further specific eligibility applies to each account.

What type of account are you looking for?

Reward earning Open in new window

No monthly fee Open in new window

Premier Reward Black Open in new window

To join Premier you’ll need one or more of the following:

at least £100k sole income or £120k joint income paid into your NatWest account,
or a minimum of £100k savings or investments held with us,
or a £500k+ mortgage with us.

Premier Reward

Eligible for our £180 switch offer

£2 a month

Get 24/7 support from Premier 24 and help to invest in your future.

Plus all these account benefits that give back:

£9 a month back in Rewards for having two Direct Debits - they need to be at least £4.50 each.

£1 a month in Rewards just for logging into our mobile app.

Earn at least 1% at partner retailers when you use your NatWest debit card.

For new and existing NatWest customers. Must be 18+, UK resident, and pay in at least £1,250 to an eligible NatWest account every month. T&Cs apply.

Join Premier Reward Open in new window

Get our £180 switch offer with our Premier Reward account

Apply online or via our mobile app to open a new Premier Reward account and switch your current account held elsewhere using the Current Account Switch Service. This means your old bank account will close and any funds and Direct Debits will move over to us.

If you're an existing customer, you can switch your account held elsewhere in to an existing eligible Premier Reward account, or switch in and upgrade an existing account to one of our Premier Reward accounts.

To be eligible for the offer, within 60 days of completing the switch, you must:

Have an eligible Premier Reward account.
Pay in £1,250. This can be made of multiple payments and must remain in the account for 24 hours.
Log in to our mobile app. If you already have the app, you’ll need to be on the latest version.

When you've met these conditions, we'll pay £180 into your eligible account within 7 days.

Switch offer T&Cs

Switch offer T&Cs (PDF, 166KB)

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

Information Message

Monthly fees apply. If you've previously received a switch incentive from NatWest Group, you won't be eligible for this offer. Offer can be withdrawn or amended at any time due to limited availability. App criteria apply. Offer T&Cs apply. Paying in £1,250 as part of the Premier Reward account terms will also meet the Switch offer terms.

Find out more about switching Open in new window

Premier Select

£0 a month

Get 24/7 support from Premier 24 and help to invest in your future.

Plus these account benefits for free:

No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.

Get an arranged overdraft with a £500 interest-free buffer (subject to status).

Information Message

For new and existing NatWest customers. Must be 18+ UK resident to apply. Not eligible for our £180 Switch offer.

Representative APR 20.1% (Variable). Other charges may apply.

How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

Join Premier Select Open in new window