You could get our £180 Switch offer with our Premier Reward account. T&Cs apply.
Overlay
Premier
NatWest Premier banking
It pays to bank with Premier Reward
Premier eligibility criteria apply. To apply, you need to be 18+ and a UK resident. You need to also pay in £1,250 to an eligible NatWest account every month. You can only hold a maximum of 1 Reward account in your name, and 1 joint names. £2 monthly fee.
Get our £180 offer when you switch into one of our Premier Reward accounts
Apply online or via our mobile app to open a new Premier Reward account and switch your current account held elsewhere using the Current Account Switch Service. This means your old bank account will close and any funds and Direct Debits will move over to us.
If you're an existing customer, you can switch your account held elsewhere in to an existing eligible Premier Reward account, or switch in and upgrade an existing account to one of our Premier Reward accounts.
To be eligible for the offer, within 60 days of completing the switch, you must:
- Have an eligible Premier Reward account.
- Pay in £1,250. This can be made of multiple payments and must remain in the account for 24 hours.
- Log in to our mobile app. If you already have the app, you’ll need to be on the latest version.
When you've met these conditions, we'll pay £180 into your eligible account within 7 days.
Information Message
If you've previously received a switch incentive from NatWest Group, you won't be eligible for this offer. Offer can be withdrawn or amended at any time due to limited availability. App criteria apply. Offer T&Cs apply. Paying in £1,250 as part of the Reward account terms will also meet the Switch offer terms.
The Premier Reward account gives you:
Other Premier Reward benefits:
Arranged overdraft
There’s no fees for using our arranged overdraft – we only charge interest on the amount of overdraft you use. Representative APR 39.49% (Variable). How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Financial planning
Investment advice and support to make big financial decisions. Helping you and your family realise your life dreams.
Exclusive support
A team of real people on hand to guide you. Get access to expert help for any questions you have and support to reach your goals.
Premier Select
£0 a month
Not eligible for our £180 Switch offer
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.
Arranged overdraft with £500 interest-free buffer available (subject to status).
One-to-one support for more complex financial decisions.
Information Message
Information Message
Must be 18+ UK resident to apply.
Overdraft: Representative APR 20.1% (Variable). Other charges may apply.
How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Premier Reward Black
£36 a month
Eligible for our £180 Switch offer
All the features of our Select and Reward accounts.
Entertainment, travel, insurance and reward benefits for you and your family.
Enjoy annual savings and still earn up to £10 a month in Rewards.
Information Message
Information Message
To apply, you must be an existing NatWest current account customer. Premier eligibility criteria applies. To earn £10 in Rewards, you need to set up two or more Direct Debits per month of at least £4.50 each. Earn £1 in Rewards monthly by logging into your app. App criteria apply.