Premier eligibility criteria apply. To get this account you must be 18+ and a UK resident. This account is not eligible for the current £150 Switch offer.
The Premier Select account gives you:
Overdraft option

With another bank? No problem.
Just let us know when you apply. We’ll switch your Current Account to us within seven days. We’ll move all your Direct Debits and standing orders from your old account to us so you don’t have to.
We can’t switch savings accounts or ISAs.
Financial planning
Investment advice and support to make big financial decisions. Helping you and your family realise your life dreams.
Exclusive support
A team of real people on hand to guide you. Get access to expert help for any questions you have and support to reach your goals.
We will soon be making changes to our Terms and Conditions, see the changes here.
Applying for an overdraft
It’s always best to double check you’ll be accepted for an overdraft before you apply. It’s free to do, takes minutes, and won’t affect your credit score. We use a soft credit search, which won’t affect your score.
You’ll see this search on your credit file, but lenders won’t.
Then it’s up to you if you want to apply. If you do choose to go ahead, we'll do a full credit search, which may affect your credit score. So we always suggest people check their eligibility before they apply.
Premier Reward
Eligible for our £150 Switch offer.
£2 a month
£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
£1 a month in Rewards just for logging into our mobile app.
Earn at least 1% at partner retailers when you use your NatWest debit card.
Must be 18+, UK resident, and pay in at least £1,250 to an eligible NatWest account every month. T&Cs apply.
Premier Reward Black
Eligible for our £150 Switch offer.
£36 a month
All the features of our Select and Reward accounts.
Entertainment, travel, insurance and reward benefits for you and your family.
Enjoy annual savings and still earn up to £10 a month in Rewards.
To apply, you must be an existing NatWest current account customer. Premier eligibility criteria applies. To earn £10 in Rewards, you need to set up two or more Direct Debits per month of at least £4.50 each. Earn £1 in Rewards monthly by logging into your app. App criteria apply.