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Is now the time for you to invest?

Investments could be a good choice to help make more of your money if you have big goals and a comfortable rainy-day fund.

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The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.

Investing could make your money work harder for you

We keep fees low so you keep more of any money you make

Your fees will be 0.55% of your investment or less, which is 55p for every £100 of your investments.

Simple ready-made investments

Get access to five diverse and expertly managed funds by Coutts that could help your money flourish over the long term.

Delivered and managed by Coutts

We have partnered with Coutts since 1969. They look after £43bn (Q1 2024) and have more than 300 years' of experience to trust in.

Want to get started right away?

Four quick steps to find out which ready-made fund is right for you.

1

Select the type of account you want

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2

Tell us how much you want to invest

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3

Pick one of five investment styles

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4

Easily open your account online

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Our investment accounts

  • Start from £50.
  • Invest in a ready-made investment fund managed by Coutts.
  • Keep track, add more money, and set up, or change monthly payments whenever you like.

Before investing it's recommended you have at least four months' worth of your essential living expenses put aside as 'safety net savings' to cover unexpected events. Plus you should make sure you've paid off any high interest debts you may have.

Stocks and Shares ISA

An easy, tax-efficient way to get started

Invest up to £20,000 in the current tax year with no UK Income or Capital Gains Tax.

Move your other ISAs to us and see everything in one place.

 

Open a Stocks and Shares ISA Open in new window

Junior Stocks and Shares ISA

Give your child a head start

Invest an initial lump sum from £50, then set up a regular monthly payment from just £10.

Invest up to £9,000 per child for the current tax year with no UK Income or Capital Gains Tax. 

 

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General Investment Account

A flexible way to invest, when you've used your ISA allowance

There's no upper limit to the amount you can invest, but any returns may be subject to UK Income and Capital Gains Tax.

You can hold investments in a Stocks and Shares ISA and a General Investment Account.

 

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Personal Pension

A tax-efficient way to prepare for your retirement

Choose a ready-made investment that suits your retirement goals and investment style.

Transfer existing pensions for a clearer view of your retirement fund (exit fees may apply).

 

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Tax reliefs referred to are those applied under current legislation, which may change. The availability and the value of any tax relief will depend on your individual circumstances. 

Not sure where to start with investing?

Get quick and easy assistance so you can be totally confident before you invest.

Book a call with one of our expert team to discuss whether investing is right for you. We'll go through your finances and focus on:

  • how much you could afford to invest in a lump sum, and on a monthly basis,
  • and which ready-made investment works for you.

There's a £10, one-off flat fee. We won't charge you if we don't think investing is right for you.

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Advice provided solely by an automated system, based on the information provided and not by Digital Wealth Managers. This service doesn't offer advice on how to invest with a Junior Stocks and Shares ISA or a Personal Pension.

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Want help to take your money even further?

Plan for yourself, your loved ones and future generations.

Specific eligibility and fees may apply.

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Weigh up the value of investing

How are the ready-made funds performing?

Compare the ready-made investment funds and their potential for returns.

See how our funds are performing

Is your money losing value over time?

We want to keep the value of your money ahead of rising prices - see how inflation affects you.

Inflation calculator

Growing your investments with us

Find out how much your money could grow when invested in one of our accounts.

Investment calculator

How savings for your child stack up

See your likely returns depending on how much you invest into our Junior Stocks and Shares ISA.

See how much your child could get

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