Changes to our product range

Summary

Effective 14th April, we’re making changes to our New Business product range. Full details of the changes are as follows:

New Business Rate Changes:

We're making reductions of up to 13bps across various product types, including purchase, remortgage, first-time buyer, shared equity and Green products.

Submitting business to us

You’ll be able to produce Mortgage Illustrations and submit applications online for existing deals up to 10:30pm on Sunday 13th April.

For packaging assistance, please have a look at our Income and Packaging Hub. You can keep up to date with our current service levels here.

If you’re unable to submit an application online due to a technical issue that cannot be resolved over the phone, then you must call the Business Development Team on 0345 026 0008 (Relay UK: 18001 0345 026 0008) by midday on Monday 14th April 2025. Requests received after this time will not be considered.

The details we will require are as follows:

· Your details - name, company and postcode

· Customer name

· Product customer is applying for

· Amount of mortgage loan

· Reason - If you have experienced a technical issue a clear description of the problem encountered with error code (if applicable) must be provided

Once you have spoken to the team, please submit the case through our intermediary website.

For a complete listing of all our mortgage products, please visit the product page on our website.

Purchase

Click below for a full list of the changes we're making to our purchase range.

2 year fixed rate purchase

[FO60602] 60% LTV, decreasing by 5bps from 4.19% to 4.14%, product fee £995

[FO60601] 60% LTV, decreasing by 5bps from 4.14% to 4.09%, product fee £1,495

[FO60609] 60% LTV, decreasing by 4bps from 4.40% to 4.36%, product fee £0

[FO60670] 75% LTV, decreasing by 4bps from 4.54% to 4.50%, product fee £0

[FO60621] 75% LTV, decreasing by 5bps from 4.38% to 4.33%, product fee £995

[FO60625] 75% LTV, decreasing by 5bps from 4.33% to 4.28%, product fee £1,495

[FO60560] 80% LTV, decreasing by 8bps from 4.88% to 4.80%, product fee £0

[FO60643] 80% LTV, decreasing by 4bps from 4.53% to 4.49%, product fee £1,495

[FO60568] 80% LTV, decreasing by 4bps from 4.58% to 4.54%, product fee £995

[FO60571] 85% LTV, decreasing by 4bps from 4.63% to 4.59%, product fee £995

[FO60566] 85% LTV, decreasing by 13bps from 4.93% to 4.80%, product fee £0

[FO60640] 85% LTV, decreasing by 4bps from 4.58% to 4.54%, product fee £1,495

[FO60617] 90% LTV, decreasing by 5bps from 5.29% to 5.24%, product fee £0

[FO60667] 90% LTV, decreasing by 13bps from 4.98% to 4.85%, product fee £995

[FO60513] 95% LTV, decreasing by 13bps from 5.53% to 5.40%, product fee £0

2 year fixed rate purchase - high value

5 year fixed rate purchase

[FO60649] 60% LTV, decreasing by 4bps from 4.13% to 4.09%, product fee £1,495

[FO60611] 60% LTV, decreasing by 4bps from 4.18% to 4.14%, product fee £995

[FO60618] 60% LTV, decreasing by 4bps from 4.34% to 4.30%, product fee £0

[FO60637] 75% LTV, decreasing by 3bps from 4.24% to 4.21%, product fee £1,495

[FO60578] 75% LTV, decreasing by 3bps from 4.46% to 4.43%, product fee £0

[FO60623] 75% LTV, decreasing by 3bps from 4.29% to 4.26%, product fee £995

[FO60638] 80% LTV, decreasing by 5bps from 4.62% to 4.57%, product fee £0

[FO60586] 80% LTV, decreasing by 2bps from 4.40% to 4.38%, product fee £1,495

[FO60626] 80% LTV, decreasing by 2bps from 4.45% to 4.43%, product fee £995

[FO60652] 85% LTV, decreasing by 3bps from 4.42% to 4.39%, product fee £1,495

[FO60661] 85% LTV, decreasing by 10bps from 4.67% to 4.57%, product fee £0

[FO60657] 85% LTV, decreasing by 3bps from 4.47% to 4.44%, product fee £995

[FO60595] 90% LTV, decreasing by 3bps from 4.83% to 4.80%, product fee £0

[FO60668] 90% LTV, decreasing by 7bps from 4.64% to 4.57%, product fee £995

[FO60588] 95% LTV, decreasing by 5bps from 5.19% to 5.14%, product fee £0

5 year fixed rate purchase - high value

Remortgage

Click below for a full list of the changes we're making to our remortgage range.

2 year fixed rate remortgage

[FO60525] 60% LTV, decreasing by 6bps from 4.58% to 4.52%, product fee £0, cashback £250

[FO60520] 60% LTV, decreasing by 6bps from 4.28% to 4.22%, product fee £995

[FO60635] 60% LTV, decreasing by 6bps from 4.23% to 4.17%, product fee £1,495

[FO60653] 60% LTV, decreasing by 6bps from 4.23% to 4.17%, product fee £1,495, cashback £250

[FO60648] 60% LTV, decreasing by 6bps from 4.28% to 4.22%, product fee £995, cashback £250

[FO60554] 60% LTV, decreasing by 6bps from 4.58% to 4.52%, product fee £0

[FO60662] 75% LTV, decreasing by 5bps from 4.47% to 4.42%, product fee £1,495, cashback £250

[FO60665] 75% LTV, decreasing by 5bps from 4.77% to 4.72%, product fee £0, cashback £250

[FO60600] 75% LTV, decreasing by 5bps from 4.52% to 4.47%, product fee £995

[FO60598] 75% LTV, decreasing by 5bps from 4.77% to 4.72%, product fee £0

[FO60511] 75% LTV, decreasing by 5bps from 4.47% to 4.42%, product fee £1,495

[FO60644] 75% LTV, decreasing by 5bps from 4.52% to 4.47%, product fee £995, cashback £250

[FO60630] 80% LTV, decreasing by 5bps from 4.84% to 4.79%, product fee £995

[FO60619] 80% LTV, decreasing by 5bps from 4.79% to 4.74%, product fee £1,495, cashback £250

[FO60527] 80% LTV, decreasing by 6bps from 5.17% to 5.11%, product fee £0, cashback £250

[FO60541] 80% LTV, decreasing by 6bps from 5.17% to 5.11%, product fee £0

[FO60574] 80% LTV, decreasing by 5bps from 4.84% to 4.79%, product fee £995, cashback £250

[FO60612] 80% LTV, decreasing by 5bps from 4.79% to 4.74%, product fee £1,495

[FO60537] 85% LTV, decreasing by 5bps from 4.92% to 4.87%, product fee £995

[FO60606] 85% LTV, decreasing by 5bps from 5.25% to 5.20%, product fee £0

[FO60633] 85% LTV, decreasing by 5bps from 4.87% to 4.82%, product fee £1,495, cashback £250

[FO60608] 85% LTV, decreasing by 5bps from 4.87% to 4.82%, product fee £1,495

[FO60647] 85% LTV, decreasing by 5bps from 4.92% to 4.87%, product fee £995, cashback £250

[FO60548] 85% LTV, decreasing by 5bps from 5.25% to 5.20%, product fee £0, cashback £250

[FO60583] 90% LTV, decreasing by 5bps from 5.30% to 5.25%, product fee £995

[FO60569] 90% LTV, decreasing by 5bps from 5.30% to 5.25%, product fee £995, cashback £250

[FO60521] 90% LTV, decreasing by 5bps from 5.55% to 5.50%, product fee £0

[FO60599] 90% LTV, decreasing by 5bps from 5.55% to 5.50%, product fee £0, cashback £250

2 year fixed rate remortgage - high value

[FO60663] 60% LTV, decreasing by 6bps from 4.38% to 4.32%, product fee £995, cashback £250

[FO60613] 75% LTV, decreasing by 5bps from 4.62% to 4.57%, product fee £995, cashback £250

[FO60610] 80% LTV, decreasing by 5bps from 4.94% to 4.89%, product fee £995, cashback £250

[FO60604] 85% LTV, decreasing by 5bps from 5.02% to 4.97%, product fee £995, cashback £250

5 year fixed rate remortgage

[FO60553] 60% LTV, decreasing by 5bps from 4.18% to 4.13%, product fee £995

[FO60528] 60% LTV, decreasing by 4bps from 4.32% to 4.28%, product fee £0

[FO60656] 60% LTV, decreasing by 5bps from 4.18% to 4.13%, product fee £995, cashback £250

[FO60533] 60% LTV, decreasing by 5bps from 4.13% to 4.08%, product fee £1,495

[FO60523] 60% LTV, decreasing by 4bps from 4.32% to 4.28%, product fee £0, cashback £250

[FO60579] 60% LTV, decreasing by 5bps from 4.13% to 4.08%, product fee £1,495, cashback £250

[FO60624] 75% LTV, decreasing by 2bps from 4.40% to 4.38%, product fee £0

[FO60558] 75% LTV, decreasing by 3bps from 4.28% to 4.25%, product fee £995

[FO60614] 75% LTV, decreasing by 2bps from 4.40% to 4.38%, product fee £0, cashback £250

[FO60660] 75% LTV, decreasing by 3bps from 4.23% to 4.20%, product fee £1,495, cashback £250

[FO60659] 75% LTV, decreasing by 3bps from 4.28% to 4.25%, product fee £995, cashback £250

[FO60509] 75% LTV, decreasing by 3bps from 4.23% to 4.20%, product fee £1,495

[FO60616] 80% LTV, decreasing by 7bps from 4.78% to 4.71%, product fee £0, cashback £250

[FO60651] 80% LTV, decreasing by 4bps from 4.49% to 4.45%, product fee £995, cashback £250

[FO60634] 80% LTV, decreasing by 4bps from 4.44% to 4.40%, product fee £1,495, cashback £250

[FO60505] 80% LTV, decreasing by 4bps from 4.49% to 4.45%, product fee £995

[FO60506] 80% LTV, decreasing by 4bps from 4.44% to 4.40%, product fee £1,495

[FO60512] 80% LTV, decreasing by 7bps from 4.78% to 4.71%, product fee £0

[FO60561] 85% LTV, decreasing by 5bps from 4.54% to 4.49%, product fee £1,495

[FO60650] 85% LTV, decreasing by 5bps from 4.54% to 4.49%, product fee £1,495, cashback £250

[FO60556] 85% LTV, decreasing by 7bps from 4.78% to 4.71%, product fee £0

[FO60658] 85% LTV, decreasing by 5bps from 4.59% to 4.54%, product fee £995, cashback £250

[FO60562] 85% LTV, decreasing by 5bps from 4.59% to 4.54%, product fee £995

[FO60632] 85% LTV, decreasing by 7bps from 4.78% to 4.71%, product fee £0, cashback £250

[FO60636] 90% LTV, decreasing by 5bps from 5.09% to 5.04%, product fee £0, cashback £250

[FO60510] 90% LTV, decreasing by 5bps from 4.84% to 4.79%, product fee £995

[FO60534] 90% LTV, decreasing by 5bps from 5.09% to 5.04%, product fee £0

[FO60607] 90% LTV, decreasing by 5bps from 4.84% to 4.79%, product fee £995, cashback £250

5 year fixed rate remortgage - high value

[FO60570] 60% LTV, decreasing by 5bps from 4.28% to 4.23%, product fee £995, cashback £250

[FO60546] 75% LTV, decreasing by 3bps from 4.38% to 4.35%, product fee £995, cashback £250

[FO60596] 80% LTV, decreasing by 4bps from 4.59% to 4.55%, product fee £995, cashback £250

[FO60654] 85% LTV, decreasing by 5bps from 4.69% to 4.64%, product fee £995, cashback £250

First-time buyer

Click below for a full list of the changes we're making to our first-time buyer range.

2 year fixed rate purchase

[FO60592] 85% LTV, decreasing by 13bps from 4.93% to 4.80%, product fee £0, cashback £250

[FO60551] 85% LTV, decreasing by 4bps from 4.63% to 4.59%, product fee £995, cashback £250

[FO60631] 90% LTV, decreasing by 5bps from 5.29% to 5.24%, product fee £0, cashback £250

[FO60526] 90% LTV, decreasing by 13bps from 4.98% to 4.85%, product fee £995, cashback £250

5 year fixed rate purchase

[FO60507] 85% LTV, decreasing by 3bps from 4.47% to 4.44%, product fee £995, cashback £250

[FO60518] 85% LTV, decreasing by 10bps from 4.67% to 4.57%, product fee £0, cashback £250

[FO60573] 90% LTV, decreasing by 3bps from 4.83% to 4.80%, product fee £0, cashback £250

[FO60605] 90% LTV, decreasing by 7bps from 4.64% to 4.57%, product fee £995, cashback £250

Shared equity

Click below for a full list of the changes we're making to our shared equity range.

2 year fixed rate purchase

[FO60594] 60% LTV, decreasing by 4bps from 4.55% to 4.51%, product fee £0

[FO60542] 60% LTV, decreasing by 5bps from 4.34% to 4.29%, product fee £995, cashback £250

[FO60514] 75% LTV, decreasing by 5bps from 4.53% to 4.48%, product fee £995, cashback £250

[FO60557] 75% LTV, decreasing by 4bps from 4.69% to 4.65%, product fee £0

5 year fixed rate purchase

[FO60503] 60% LTV, decreasing by 4bps from 4.49% to 4.45%, product fee £0

[FO60545] 60% LTV, decreasing by 4bps from 4.33% to 4.29%, product fee £995, cashback £250

[FO60552] 75% LTV, decreasing by 3bps from 4.44% to 4.41%, product fee £995, cashback £250

[FO60590] 75% LTV, decreasing by 3bps from 4.61% to 4.58%, product fee £0

Help to Buy: shared equity

Click below for a full list of the changes we're making to our Help to Buy: shared equity range.

2 year fixed rate remortgage

[FO60591] 60% LTV, decreasing by 6bps from 4.73% to 4.67%, product fee £0, cashback £500

[FO60589] 60% LTV, decreasing by 6bps from 4.43% to 4.37%, product fee £995, cashback £500

[FO60593] 75% LTV, decreasing by 5bps from 4.92% to 4.87%, product fee £0, cashback £500

[FO60641] 75% LTV, decreasing by 5bps from 4.67% to 4.62%, product fee £995, cashback £500

5 year fixed rate remortgage

[FO60539] 60% LTV, decreasing by 5bps from 4.33% to 4.28%, product fee £995, cashback £500

[FO60563] 60% LTV, decreasing by 4bps from 4.47% to 4.43%, product fee £0, cashback £500

[FO60645] 75% LTV, decreasing by 2bps from 4.55% to 4.53%, product fee £0, cashback £500

[FO60531] 75% LTV, decreasing by 3bps from 4.43% to 4.40%, product fee £995, cashback £500

Green

Click below for a full list of the changes we're making to our Green range.

2 year fixed rate purchase

5 year fixed rate purchase

2 year fixed rate remortgage

[FO60532] 60% LTV, decreasing by 6bps from 4.23% to 4.17%, product fee £995, cashback £250

[FO60629] 60% LTV, decreasing by 6bps from 4.23% to 4.17%, product fee £995

[FO60577] 75% LTV, decreasing by 5bps from 4.47% to 4.42%, product fee £995, cashback £250

[FO60547] 75% LTV, decreasing by 5bps from 4.47% to 4.42%, product fee £995

[FO60572] 85% LTV, decreasing by 5bps from 4.87% to 4.82%, product fee £995

[FO60597] 85% LTV, decreasing by 5bps from 4.87% to 4.82%, product fee £995, cashback £250

5 year fixed rate remortgage

[FO60580] 60% LTV, decreasing by 5bps from 4.13% to 4.08%, product fee £995

[FO60576] 60% LTV, decreasing by 5bps from 4.13% to 4.08%, product fee £995, cashback £250

[FO60522] 75% LTV, decreasing by 3bps from 4.23% to 4.20%, product fee £995

[FO60504] 75% LTV, decreasing by 3bps from 4.23% to 4.20%, product fee £995, cashback £250

[FO60567] 85% LTV, decreasing by 5bps from 4.54% to 4.49%, product fee £995

[FO60517] 85% LTV, decreasing by 5bps from 4.54% to 4.49%, product fee £995, cashback £250

Changes to our New Business product range - 14th April

ONLY FOR USE BY MORTGAGE INTERMEDIARIES

Summary

Purchase

2 year fixed rate purchase

2 year fixed rate purchase - high value

5 year fixed rate purchase

5 year fixed rate purchase - high value

Remortgage

2 year fixed rate remortgage

2 year fixed rate remortgage - high value

5 year fixed rate remortgage

5 year fixed rate remortgage - high value

First-time buyer

2 year fixed rate purchase

5 year fixed rate purchase

Shared equity

2 year fixed rate purchase

5 year fixed rate purchase

Help to Buy: shared equity

2 year fixed rate remortgage

5 year fixed rate remortgage

Green

2 year fixed rate purchase

5 year fixed rate purchase

2 year fixed rate remortgage

5 year fixed rate remortgage